From the North Pole Fulfillment Office

Greetings Occupant:

We have reviewed your Naughty/Nice Statement for calendar 2016. A coal-filled stocking will serve as your Notice of Naughtiness. If you are not in receipt of same, enjoy your gifts and have a happy holiday.

Sincerely,

North Pole Fulfillment Office Staff

___________________

Short Link: http://wp.me/p6sb6-oY8

Image (“Santa’s Spreadsheet, after Haddon Sundblom”) by Mike Licht. Download a copy here. Creative Commons license; credit Mike Licht,NotionsCapital.com

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From the North Pole Fulfillment Office

From the North Pole Fulfillment Office

Greetings Occupant:

We have reviewed your Naughty/Nice Statement for calendar 2014. A coal-filled stocking will serve as your Notice of Naughtiness. If you are not in receipt of same, enjoy your gifts and have a happy holiday.

Sincerely,

North Pole Fulfillment Office Staff

___________________

Short Link: http://wp.me/p6sb6-mH2

Image (“Santa’s Spreadsheet, after Haddon Sundblom”) by Mike Licht. Download a copy here. Creative Commons license; credit Mike Licht,NotionsCapital.com

Comments are welcome if they are on-topic, substantive, concise, and not boring. Comments may be edited for clarity and length.

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From the North Pole Fulfillment Office

From the North Pole Fulfillment Office

Greetings Occupant:

We have reviewed your Naughty/Nice Statement for calendar 2014. A coal-filled stocking will serve as your Notice of Naughtiness. If you are not in receipt of same, enjoy your gifts and have a happy holiday.

Sincerely,

North Pole Fulfillment Office Staff

___________________

Short Link: http://wp.me/p6sb6-kvt

Image (“Santa’s Spreadsheet, after Haddon Sundblom”) by Mike Licht. Download a copy here. Creative Commons license; credit Mike Licht, NotionsCapital.com

Comments are welcome if they are on-topic, substantive, concise, and not boring. Comments may be edited for clarity and length.

From the North Pole Compliance Office

Greetings Boy or Girl:

We have reviewed your Naughty/Nice Statement for calendar 2010. A coal-filled stocking will serve as your Notice of Naughtiness. If you are not in receipt of same, have a happy holiday.

Sincerely,

The North Pole Compliance Office

 

Image (“Santa’s Spreadsheet, after Haddon Sundblom”) by Mike Licht. Download a copy here. Creative Commons license; credit Mike Licht, NotionsCapital.com

Comments are welcome if they are on-topic, substantive, concise, and not boring. Comments may be edited for clarity and length.

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Fast Foreclosures

J.P. Morgan Chase acknowledged that employees signed off on thousands of foreclosure documents without really reading them. This was in response to a sworn statement by a Chase employee that her team signed off on 18,000 foreclosures a month without proper document review. The firm just froze the foreclosure of 56,000 homes until their documents are re-examined. 

Chase is not alone. An Ally Financial document processor admitted signing off on 10,000 foreclosures a month without reading the paperwork. “That’s barely a minute per case,” notes the Washington Post‘s Brady Dennis, “assuming he works a normal eight-hour day.”

Instead of oversight, banks have “robo-signers.” Still believe that financial institutions can regulate themselves?

 Update: “Robo-Signing: Documents Show Citi and Wells Also Committed Foreclosure Fraud,” Abigail Field, AOL Daily Finance.

 

Image (“American Dream, after Grant Wood”) by Mike Licht. Download a copy here. Creative Commons license; credit Mike Licht, NotionsCapital.com

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